Bridging Traditional Finance and Decentralized Ecosystems: A Data-Driven and Protocol-Level Analysis of DeFi’s Global Disruption

Balakrishnan S., Manoj Govindaraj, A. Amala Suzana, L. Jothibasu, V. Eniya, M. Srinivasulu

2025

Abstract

The rise of DeFi is revolutionizing the way to think, provide or access any financial services. This paper contributes in the light of deficiencies in existing literature (no empirical evidence and narrow coverage, lack of protocol level analysis), and research history explores how DeFi potentially revolutionizes conventional banking systems. By analyzing DeFi systems like Aave, MakerDAO and Uniswap with behavioral data and liquidity challenging simulations, the research comes away with a broad sense of what DeFi can and cannot do. Unlike previous research which has been largely theoretical and qualitative in nature, this paper introduces a hybrid research methodology used in combination with economic modeling, scrutiny of technical infrastructure, and comparative analytics to describe how DeFi is redefining archetypal banking activities. In addition, this study includes governance mechanism, cross-border cases, and integration ways between DeFi and centralized financial organization. The results show that DeFi is not a substitute but could be a new type of future financial architecture with traceable, automated, and free access.

Paper Citation

in Harvard Style

S. B., Govindaraj M., Suzana A., Jothibasu L., Eniya V. and Srinivasulu M. (2025). Bridging Traditional Finance and Decentralized Ecosystems: A Data-Driven and Protocol-Level Analysis of DeFi’s Global Disruption. In Proceedings of the 1st International Conference on Research and Development in Information, Communication, and Computing Technologies - Volume 1: ICRDICCT`25; ISBN 978-989-758-777-1, SciTePress, pages 415-421. DOI: 10.5220/0013866800004919

in Bibtex Style

@conference{icrdicct`2525,
author={Balakrishnan S. and Manoj Govindaraj and A. Suzana and L. Jothibasu and V. Eniya and M. Srinivasulu},
title={Bridging Traditional Finance and Decentralized Ecosystems: A Data-Driven and Protocol-Level Analysis of DeFi’s Global Disruption},
booktitle={Proceedings of the 1st International Conference on Research and Development in Information, Communication, and Computing Technologies - Volume 1: ICRDICCT`25},
year={2025},
pages={415-421},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0013866800004919},
isbn={978-989-758-777-1},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 1st International Conference on Research and Development in Information, Communication, and Computing Technologies - Volume 1: ICRDICCT`25
TI - Bridging Traditional Finance and Decentralized Ecosystems: A Data-Driven and Protocol-Level Analysis of DeFi’s Global Disruption
SN - 978-989-758-777-1
AU - S. B.
AU - Govindaraj M.
AU - Suzana A.
AU - Jothibasu L.
AU - Eniya V.
AU - Srinivasulu M.
PY - 2025
SP - 415
EP - 421
DO - 10.5220/0013866800004919
PB - SciTePress