The Effect of Financial and Financial Technology Literation on Financial Inclusion

Meiryani, Jessica Elizabeth, Andreas Chang, Yen Sun

2021

Abstract

The purpose of this study was to determine the effect of financial literacy and financial technology on financial inclusion. This research method is carried out by distributing questionnaires to SME (Small Medium Enterprises) respondents in West Jakarta area. The sample in this research used 130 respondents and statistical testing was carried out using SPSS 25. The results showed that only financial literacy had a positive effect on financial inclusion, while other independent variables had no effect on financial inclusion. It can be concluded that financial literacy has an influence on financial inclusion because when someone has a high literacy level, their ability to apply financial products and services is also wiser.

Paper Citation

in Harvard Style

Meiryani., Elizabeth J., Chang A. and Sun Y. (2021). The Effect of Financial and Financial Technology Literation on Financial Inclusion. In Proceedings of the 2nd International Conference on Recent Innovations - Volume 1: ICRI, ISBN 978-989-758-602-6, pages 74-79. DOI: 10.5220/0011243200003376

in Bibtex Style

@conference{icri21,
author={Meiryani and Jessica Elizabeth and Andreas Chang and Yen Sun},
title={The Effect of Financial and Financial Technology Literation on Financial Inclusion},
booktitle={Proceedings of the 2nd International Conference on Recent Innovations - Volume 1: ICRI,},
year={2021},
pages={74-79},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0011243200003376},
isbn={978-989-758-602-6},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference on Recent Innovations - Volume 1: ICRI,
TI - The Effect of Financial and Financial Technology Literation on Financial Inclusion
SN - 978-989-758-602-6
AU - Meiryani.
AU - Elizabeth J.
AU - Chang A.
AU - Sun Y.
PY - 2021
SP - 74
EP - 79
DO - 10.5220/0011243200003376