Malaysia, 2017). This pillar integrates early
mathematics and emphasizes money-related concepts
in children's learning. One of its key activities
involves introducing basic financial principles to help
children understand money management and daily
expenses.
However, modern education must also focus on
future career readiness. Research indicates that early
entrepreneurship education for children aligns well
with this need, as it fosters social engagement and
skill-specific development (Sarikaya & Coşkun,
2015).
2.2 Digital Education and Accessibility for
the B40 Group
Under Budget 2021, the Malaysian government
allocated RM50 million to upgrade the Malaysian
Research & Education Network (MYREN),
improving internet connectivity for educational
purposes (Ministry of Finance Malaysia, 2020).
While digital education access remains largely
limited to urban areas, there is hope that free internet
access will eventually reach all communities,
particularly the B40 group. Nevertheless, urban
underprivileged children still face gaps in accessing
free WiFi and digital learning resources, highlighting
the need for more inclusive infrastructure.
2.3 Early Entrepreneurial Exposure and
Long-Term Success
Cheng et al. (2020) studied business education from
an early age, focusing on immigrant families from
China in the 1960s. Their findings revealed that
successful entrepreneurs in the study attributed their
achievements to proactive family upbringing, where
children were involved in business activities from a
young age. This highlights the importance of
instilling entrepreneurial fundamentals—such as
money management and age-appropriate business
activities—in B40 children to foster financial
independence and decision-making skills for
adulthood (Inanna et al., 2020).
This multifaceted approach cultivates leadership,
competitiveness, financial acumen, and discipline—
key traits for future success (Mohamad Fazli &
Nurhayatul Nira, 2018). Educators play a critical role
in creating a supportive environment for B40 children
to thrive in entrepreneurial learning.
Abdul Halim & April Ann (2016) advocate for
"young entrepreneur" programs rooted in real-life
experiential learning. Aligning with Malaysia’s
Education Development Plan (Ministry of Education,
2018) and Shared Prosperity Vision 2030 (Ministry
of Economic Affairs, 2019), early entrepreneurship
education prepares children for an increasingly
competitive workforce. Financial literacy is a core
component, ensuring children grow into savvy
financial managers (Inanna et al., 2020; Nurul ‘Alyaa
Adilla, 2015).
3 RESEARCH METHOD
Creating a Digital Entrepreneurship Education Model
for Kindergarten Students from the B40 Group is the
main goal of this study. Ritchey and Klein (2007)
introduced the Design and Development Research
(DDR) Approach, which is the research approach
used in this study. This approach was used in order to
support current ideas and confirm the applicability of
related models (Richey & Klein, 2007).
The study makes use of the Design and
Development Research (DDR) technique, a modern
framework for research that facilitates the
identification and development of models through
three crucial stages: Phase of Needs Analysis; Phase
of Design and Development; Phase of Evaluation
3.1 Phase of Needs Analysis
For this phase, a questionnaire instrument was
developed and distributed to collect pilot study data.
The sample for this pilot study comprised National
Preschool teachers under the Selangor State
Education Department, Federal Territory of
Putrajaya, and Federal Territory of Kuala Lumpur.
The pilot study involved 120 preschool teachers, with
subsequent distribution to 500 kindergarten teachers
(actual sample). The collected data will be analyzed
using SPSS software, categorized into three levels:
low, moderate, and high.
3.2 Phase of Design and Development
Interpretive Structural Modelling (ISM) and the
Nominal Group Technique (NGT) were used to
collect data and reach expert consensus. Using NGT
sampling, particular specialists who could supply the
data needed for this investigation were chosen. Ten
interdisciplinary experts participated in a workshop to
identify the essential components for creating the
Digital Entrepreneurship Education Model for B40
Kindergarten Students.