Research on Legal Supervision Issues of Cross Border Payment of e-CNY

Zhuoyao Chen

2025

Abstract

As China’s e-CNY advances toward internationalization post-domestic pilots like the 2022 Winter Olympics, its cross-border payment system faces legal-regulatory challenges, such as ambiguous jurisdictional frameworks, sovereignty disputes, and fragmented global oversight. This study identifies risks spanning money laundering, privacy breaches, and regulatory arbitrage, driven by gaps in domestic legislation and insufficient multilateral coordination. To address these, a dual-track regulatory model is proposed, including strengthening domestic laws via tech-driven tools (e.g., AI monitoring, blockchain traceability) to balance privacy and public security and leveraging bilateral/multilateral platforms (e.g., Belt and Road partnerships) to harmonize standards on currency sovereignty and risk-sharing. Case analyses underscore the need for adaptive governance that integrates legal rigor with technological innovation, while fostering global consensus on digital currency rules. These insights offer a roadmap for e-CNY’s secure global integration, balancing regulatory efficacy with cross-border interoperability.

Paper Citation

in Harvard Style

Chen Z. (2025). Research on Legal Supervision Issues of Cross Border Payment of e-CNY. In Proceedings of the 1st International Conference on Politics, Law, and Social Science - Volume 1: ICPLSS; ISBN 978-989-758-785-6, SciTePress, pages 430-435. DOI: 10.5220/0014382800004859

in Bibtex Style

@conference{icplss25,
author={Zhuoyao Chen},
title={Research on Legal Supervision Issues of Cross Border Payment of e-CNY},
booktitle={Proceedings of the 1st International Conference on Politics, Law, and Social Science - Volume 1: ICPLSS},
year={2025},
pages={430-435},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0014382800004859},
isbn={978-989-758-785-6},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 1st International Conference on Politics, Law, and Social Science - Volume 1: ICPLSS
TI - Research on Legal Supervision Issues of Cross Border Payment of e-CNY
SN - 978-989-758-785-6
AU - Chen Z.
PY - 2025
SP - 430
EP - 435
DO - 10.5220/0014382800004859
PB - SciTePress