The Effect of Financial Literacy towards Financial Management Behavior of MSME: A Study on MSME Administrators in Karawang Regency

Kholida Maula, Harpa Sugiharti

2019

Abstract

Financial literacy is not limited to the definition of knowledge, skills and confidence towards the institution and financial products and systems only, but also the attitude and behavior that can give an effect in improving the financial literacy. The purpose of this study was to determine the effect of financial literacy on financial management behavior of MSME in Karawang Regency. Respondents in this study were 100 MSME administrators in Karawang Regency through a questionnaire. Based on the results, financial literacy effects on financial management behavior of MSME in Karawang Regency. The indicators used to measure financial literacy are basic knowledge of finance, savings and loans, insurance and investment. The indicators of basic knowledge of finance and investment have significant effects towards financial management behavior of MSME, while savings & loans and insurance doesn’t effects on financial management behavior of MSME.

Paper Citation

in Harvard Style

Maula K. and Sugiharti H. (2019). The Effect of Financial Literacy towards Financial Management Behavior of MSME: A Study on MSME Administrators in Karawang Regency. In Proceedings of the 20th Malaysia Indonesia International Conference on Economics, Management and Accounting - Volume 1: MIICEMA, ISBN 978-989-758-582-1, pages 859-865. DOI: 10.5220/0010599100002900

in Bibtex Style

@conference{miicema19,
author={Kholida Maula and Harpa Sugiharti},
title={The Effect of Financial Literacy towards Financial Management Behavior of MSME: A Study on MSME Administrators in Karawang Regency},
booktitle={Proceedings of the 20th Malaysia Indonesia International Conference on Economics, Management and Accounting - Volume 1: MIICEMA,},
year={2019},
pages={859-865},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010599100002900},
isbn={978-989-758-582-1},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 20th Malaysia Indonesia International Conference on Economics, Management and Accounting - Volume 1: MIICEMA,
TI - The Effect of Financial Literacy towards Financial Management Behavior of MSME: A Study on MSME Administrators in Karawang Regency
SN - 978-989-758-582-1
AU - Maula K.
AU - Sugiharti H.
PY - 2019
SP - 859
EP - 865
DO - 10.5220/0010599100002900