Micro Financing Regulation in Sharia Banks Connected with the Bank Function as Financial Intermediary Institution

Neneng Nurhasanah, Neni Sri Imaniyati

2017

Abstract

A bank, as a financial intermediary institution, collects funds from fund surplus party (excess funds) and distributes to fund minus party (lack of funds). As an agent of development,it distributes funds through microfinance distributed to micro enterprises aimed at improving the level of people’s incomes to overcome income gap problems. Micro small enterprises need to get support for strengthening technology, information, marketing, capital, access to financial resources, and access to good markets as well as big enterprises. The institutional role has not been maximally overcome the gap problems seen from the lack of Sharia Bank issued micro finance products. Meanwhile, sharia cooperatives and BMTs given attention to UMKMs face the problem of bad financing and sharia compliance in its implementation. Therefore, this research is conducted to know the regulation of micro financing in sharia banks connected with the function of banks as the Financial Intermediary Institution and the constraints faced in implementation. The method used is descriptive analysis with normative juridical approach. Data type consists of secondary data and primary data. The data is collected by literature study and interview.

Paper Citation

in Harvard Style

Nurhasanah N. and Imaniyati N. (2017). Micro Financing Regulation in Sharia Banks Connected with the Bank Function as Financial Intermediary Institution.In 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP, ISBN 978-989-758-315-5, pages 763-767. DOI: 10.5220/0007089407630767

in Bibtex Style

@conference{iciebp17,
author={Neneng Nurhasanah and Neni Sri Imaniyati},
title={Micro Financing Regulation in Sharia Banks Connected with the Bank Function as Financial Intermediary Institution},
booktitle={1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,},
year={2017},
pages={763-767},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007089407630767},
isbn={978-989-758-315-5},
}

in EndNote Style

TY - CONF

JO - 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,
TI - Micro Financing Regulation in Sharia Banks Connected with the Bank Function as Financial Intermediary Institution
SN - 978-989-758-315-5
AU - Nurhasanah N.
AU - Imaniyati N.
PY - 2017
SP - 763
EP - 767
DO - 10.5220/0007089407630767