Authors:
Agus Mulyana
;
Ratih Hurriyati
;
Disman Disman
and
Lili Adiwibowo
Affiliation:
Universitas Pendidikan Indonesia, Indonesia
Keyword(s):
Performance Expectancy, Social Influence, Effort Expectancy, and Facilitating Conditions, UTAUT, Fintech.
Abstract:
Currently technological developments have been used in various fields that support community activities and activities, not least in the field of finance or finance. Technical developments have succeeded in producing products on digital payments called fin tech or financial technology (fin tech). Fin tech is one form of application of information technology in the field of finance, which is an innovation with a touch of modern technology. Money as a means of payment is a very important element in the activities of human life. Along with the development from the times and technology, people slowly switch from cash (physical) payment to non-cash payment (electronic) or e-payment one of the products Fintech. The UTAUT model is a theory-based model developed by Venkatesh, et al. in 2003. This model describes the factors that affect one's acceptance of information technology. In UTAUT model, there are four constructs / variables that become direct determinant factors that are significant
to technology acceptance behavior. The four variables are performance expectancy, Social influence, effort expectancy, and facilitating conditions.
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