loading
Papers Papers/2022 Papers Papers/2022

Research.Publish.Connect.

Paper

Paper Unlock

Authors: Wisnu Uriawan 1 ; Omar Hasan 1 ; Youakim Badr 2 and Lionel Brunie 1

Affiliations: 1 Institut National des Sciences Appliquées de Lyon, 20 Avenue Albert Einstein, Villeurbanne CEDEX, France ; 2 The Pennsylvania State University, Malvern, PA, U.S.A.

Keyword(s): Lending, Collateral, Trustworthiness, Recommendation, Blockchain, DApp, Ethereum.

Abstract: Most loans given by banks are secured loans and require the borrower to provide collateral as a guarantee for returning the loan principal and interest. With a secured loan, the lender can take over an asset provided as col-lateral if the customer cannot make the loan payments. In this paper, we propose a peer-to-peer personal lending platform that minimizes the requirement of collateral. The trustworthiness of borrowers is considered as an indicator of whether the borrowers will pay the installments on time. Borrowers’ reliability is viewed as a function of their reputation and relationships. The lending platform is designed as a Blockchain Decentralized Application (DApp).

CC BY-NC-ND 4.0

Sign In Guest: Register as new SciTePress user now for free.

Sign In SciTePress user: please login.

PDF ImageMy Papers

You are not signed in, therefore limits apply to your IP address 3.147.46.58

In the current month:
Recent papers: 100 available of 100 total
2+ years older papers: 200 available of 200 total

Paper citation in several formats:
Uriawan, W.; Hasan, O.; Badr, Y. and Brunie, L. (2021). Collateral-Free Trustworthiness-based Personal Lending on a Decentralized Application (DApp). In Proceedings of the 18th International Conference on Security and Cryptography - SECRYPT; ISBN 978-989-758-524-1; ISSN 2184-7711, SciTePress, pages 839-844. DOI: 10.5220/0010605108390844

@conference{secrypt21,
author={Wisnu Uriawan. and Omar Hasan. and Youakim Badr. and Lionel Brunie.},
title={Collateral-Free Trustworthiness-based Personal Lending on a Decentralized Application (DApp)},
booktitle={Proceedings of the 18th International Conference on Security and Cryptography - SECRYPT},
year={2021},
pages={839-844},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010605108390844},
isbn={978-989-758-524-1},
issn={2184-7711},
}

TY - CONF

JO - Proceedings of the 18th International Conference on Security and Cryptography - SECRYPT
TI - Collateral-Free Trustworthiness-based Personal Lending on a Decentralized Application (DApp)
SN - 978-989-758-524-1
IS - 2184-7711
AU - Uriawan, W.
AU - Hasan, O.
AU - Badr, Y.
AU - Brunie, L.
PY - 2021
SP - 839
EP - 844
DO - 10.5220/0010605108390844
PB - SciTePress

- Science and Technology Publications, Lda.
RESOURCES

Proceedings

Papers

Authors

Ontology

CONTACTS

Science and Technology Publications, Lda
Avenida de S. Francisco Xavier, Lote 7 Cv. C,
2900-616 Setúbal, Portugal.

Phone: +351 265 520 185 (National fixed network call)
Fax: +351 265 520 186
Email: info@scitepress.org

EXTERNAL LINKS

PRIMORIS

INSTICC

SCITEVENTS

CROSSREF

PROCEEDINGS SUBMITTED FOR INDEXATION BY:

dblp

Ei Compendex

SCOPUS

Semantic Scholar

Google Scholar

Microsoft Academic