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Authors: Dwi Fidhayanti 1 ; Muhammad Hatta Satria 2 ;  Suwandi 1 ; Erfaniah Zuhriah 1 and Faridatus Syuhadak 1

Affiliations: 1 Faculty of Sharia, UIN Maulana Malik Ibrahim Malang, Indonesia ; 2 Faculty of Islamic Studies, University of Malaysia, Malaysia

Keyword(s): Financial Literacy; Financial Technology; Regulation

Abstract: The latest technology innovation, namely innovation in the financial field called financial technology or abbreviated as Fintech. People can access financial services easily using only the internet and electronic devices. However, the development of financial technology services has not been matched by sufficient regulation. The use of technology is vulnerable to crime by breaking into security systems that exist in systems in financial technology or even prone to intrusions related to money laundering and terrorism financing. For this reason, regulators need to be encouraged to formulate strategic policies that ensure the financial risks of technology can be mitigated and provide protection. Bank Indonesia and the Financial Services Authority as regulators prepare regulations that can protect customers and service providers. The regulations prepared are not only from two institutions that have the authority to supervise and regulate the financial technology sector, but are regulated by the Ministry of Communication and the Ministry of Trade. Financial technology start-up companies before starting a business must meet the requirements and permits as regulated by Bank Indonesia and the Financial Services Authority. (More)

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Paper citation in several formats:
Fidhayanti, D.; Hatta Satria, M.; Suwandi.; Zuhriah, E. and Syuhadak, F. (2020). Regulation Urgency of Financial Technology to Encourage Financial Literation in Indonesia. In Proceedings of the 1st International Conference on Recent Innovations - ICRI; ISBN 978-989-758-458-9, SciTePress, pages 229-234. DOI: 10.5220/0009925102290234

@conference{icri20,
author={Dwi Fidhayanti. and Muhammad {Hatta Satria}. and Suwandi. and Erfaniah Zuhriah. and Faridatus Syuhadak.},
title={Regulation Urgency of Financial Technology to Encourage Financial Literation in Indonesia},
booktitle={Proceedings of the 1st International Conference on Recent Innovations - ICRI},
year={2020},
pages={229-234},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0009925102290234},
isbn={978-989-758-458-9},
}

TY - CONF

JO - Proceedings of the 1st International Conference on Recent Innovations - ICRI
TI - Regulation Urgency of Financial Technology to Encourage Financial Literation in Indonesia
SN - 978-989-758-458-9
AU - Fidhayanti, D.
AU - Hatta Satria, M.
AU - Suwandi.
AU - Zuhriah, E.
AU - Syuhadak, F.
PY - 2020
SP - 229
EP - 234
DO - 10.5220/0009925102290234
PB - SciTePress

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