The Non-Bank Islamic Mortgage: Prospect and Challenges

Egi Arvian Firmansyah

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Paper

The Non-Bank Islamic Mortgage: Prospect and Challenges

In Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship ICEEE - Volume 1, 220-224, 2017 , Bandung, Indonesia

Author: Egi Arvian Firmansyah

Affiliation: Department of Management and Business, Faculty of Economics and Business, Universitas Padjadjaran, Bandung, Indonesia

Keyword(s): Islamic Mortgage, Non-bank mortgage, riba-free, sharia compliance.

Abstract: As a relatively new movement, the non-bank Islamic mortgage is interesting to be researched in Indonesia where most of the people are Muslims. This approach is believed to able to facilitate consumers to have a house without having to worry about the usury and complexity in dealing with banks because the approach is simpler by not involving the bank. This paper is a conceptual paper describing the issue prevalent in some of the Indonesian cities, i.e. the non-bank Islamic mortgage. This paper tries to explore the future prospect of the practice as well as the challenges faced by this movement in the years to come. As the research in the field is currently uncommon, this paper is expected to open the gate for researchers to study the non-bank Islamic mortgage. The results of this paper put recommendations for the businesses, customers, governments as well as academician and researchers in the field of Islamic mortgage.

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Paper citation in several formats:

Firmansyah, E. (2018). The Non-Bank Islamic Mortgage: Prospect and Challenges. In Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - ICEEE; ISBN 978-989-758-308-7, SciTePress, pages 220-224. DOI: 10.5220/0006883602200224

@conference{iceee18,
author={Egi Arvian Firmansyah.},
title={The Non-Bank Islamic Mortgage: Prospect and Challenges},
booktitle={Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - ICEEE},
year={2018},
pages={220-224},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0006883602200224},
isbn={978-989-758-308-7},
}

TY - CONF

JO - Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - ICEEE
TI - The Non-Bank Islamic Mortgage: Prospect and Challenges
SN - 978-989-758-308-7
AU - Firmansyah, E.
PY - 2018
SP - 220
EP - 224
DO - 10.5220/0006883602200224
PB - SciTePress