Authors:
Gatis Vitols
1
;
Nikolajs Bumanis
2
and
Irina Arhipova
2
Affiliations:
1
Latvia University of Agriculture, Latvia
;
2
Ltd "Mobilly", Latvia
Keyword(s):
Mobile Payments, Smartcards, Transaction Documents, Transaction Messages.
Related
Ontology
Subjects/Areas/Topics:
Cloud Computing
;
Collaboration and e-Services
;
Data Engineering
;
e-Business
;
Electronic Commerce
;
Enterprise Information Systems
;
Mobile Software and Services
;
Ontologies and the Semantic Web
;
Services Science
;
Software Agents and Internet Computing
;
Software Engineering
;
Software Engineering Methods and Techniques
;
Telecommunications
;
Web Services
;
Wireless Information Networks and Systems
Abstract:
Mobile payments are rapidly increasing during e-commerce transactions. Industry has well established procedures how to process the payments. However processes of management of transaction documents (e.g. warranty cards, insurance policies, etc.) are still undeveloped and raise issues of information system and document format fragmentation. This paper address transaction document management issue with introduction of improvements in payment procedures, such as transaction processing using multiple payment methods for single payment, point of interaction dividing into elements for further dividing of needs for associate parties, transaction messaging schemes, which can be used for transportation of transaction documents. Aim of this research is to propose improvements of payment processing process models by introducing generation and transportation of transaction documents using unified documents and concepts. Improved procedures are further planned to implement in micropayment company
payment processing processes for approbation. The results show that distribution of transaction document into multiple types provides the ability to track generation steps of transaction documents and to correspond these steps with transaction processing results and messages, by therefore making these two non-connected before processes as whole new global service processing process. Proposed improvements of mobile payment infrastructure support creation and management of transaction documents using unified documents and concepts.
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