Role of E-Commerce and Own Capital in Income through Loan Capital as Intervenning Variables: Empirical Study in Sumenep Regency

Istiyanatul Mahbubah

Abstract

Micro, Small and Medium Enterprises (SMEs) are the most important part in the economy. Many government efforts to assist the Development SMEs by providing a forum for businesses in the form of credit loan capital is expected to encourage businesses to increase revenue. The purpose of this study was to determine the influence of their E-Commerce, own capital and loan capital directly and the indirect effect between equity and income through the business premises against the loan capital. This research was conducted in SMEs in Sumenep. Research carried out by conducting a survey with a questionnaire. The data used in this study are primary data, while the analysis method used is the analysis of lane or path analysis to determine the effect, directly and Sobel test to determine the effect indirectly. The analysis showed the capital itself has a positive influence on capital loans and E-Commerce has a positive influence on the loan capital. E-Commerce and loan capital has a positive effect on income.

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Paper Citation


in Harvard Style

Mahbubah I. (2020). Role of E-Commerce and Own Capital in Income through Loan Capital as Intervenning Variables: Empirical Study in Sumenep Regency.In Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT, ISBN 978-989-758-501-2, pages 262-268. DOI: 10.5220/0010307402620268


in Bibtex Style

@conference{cesit20,
author={Istiyanatul Mahbubah},
title={Role of E-Commerce and Own Capital in Income through Loan Capital as Intervenning Variables: Empirical Study in Sumenep Regency},
booktitle={Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT,},
year={2020},
pages={262-268},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010307402620268},
isbn={978-989-758-501-2},
}


in EndNote Style

TY - CONF

JO - Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT,
TI - Role of E-Commerce and Own Capital in Income through Loan Capital as Intervenning Variables: Empirical Study in Sumenep Regency
SN - 978-989-758-501-2
AU - Mahbubah I.
PY - 2020
SP - 262
EP - 268
DO - 10.5220/0010307402620268