Risk Management, Bank Profitability and Non Performing Loan

Handiani Suciati, Mochamad Dzikri

2017

Abstract

Risk management has an important role for supporting good corporate governance and for any business going concern, moreover under the rapid changes of business complexity and economic condition. Bank, specifically, as a business whose rely heavily on public trust, need to have a reliable risk management. The purpose of this study was to analyze the impact of credit risk management on bank profitability, with non-performing loan as an intervening variable in banking industry. This research use descriptive analysis method, with cross sectional and time series analysis. 20 bank was selected as the sample of this research, based on the purposive sampling method. We found evidence that credit risk management and non-performing loan has a significant impact on bank profitability. Bank management need to have a good credit risk management as it will improve non-performing loan, which eventually will improve bank profitability.

Download


Paper Citation


in Harvard Style

Suciati H. and Dzikri M. (2017). Risk Management, Bank Profitability and Non Performing Loan.In Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - Volume 1: ICEEE, ISBN 978-989-758-308-7, pages 286-290. DOI: 10.5220/0006884802860290


in Bibtex Style

@conference{iceee17,
author={Handiani Suciati and Mochamad Dzikri},
title={Risk Management, Bank Profitability and Non Performing Loan},
booktitle={Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - Volume 1: ICEEE,},
year={2017},
pages={286-290},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0006884802860290},
isbn={978-989-758-308-7},
}


in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference on Economic Education and Entrepreneurship - Volume 1: ICEEE,
TI - Risk Management, Bank Profitability and Non Performing Loan
SN - 978-989-758-308-7
AU - Suciati H.
AU - Dzikri M.
PY - 2017
SP - 286
EP - 290
DO - 10.5220/0006884802860290