Preferences Analysis of Business Executors in Choosing Access to Conventional and Syariah Micro Financing

Anggi Lani Rahmawati, Arim Nasim, Firmansyah Firmansyah

2017

Abstract

Financing is one of the solutions to tackle the problem of capital for the business sector in particular micro, small and medium enterprises (UMKM). However, the tendency of the majority muslim Indonesia community towards sharia financial institutions for access to micro financing sharia still is quite low. Therefore, this research aims to analyze the preferences of the community especially businessmen in choosing access to micro financing to conventional or Sharia with financing products, levels of religiosity and the quality of service as factors that influenced them. The research design used in this research is a survey of the eksplanatori with descriptive causality research method. Testing data in this study using multiple linear regression analysis with the help of IBM SPSS Statistics programme 23. As many as 70 Market Traders in Andir, Bandung City selected as respondents in this research because of its strategic location and has excellent management. Results of the study showed variable product financing mainly from the price factor is an influential variable significantly to Andir Market trader's preferences in choosing access to micro financing conventional and Syariah. While the two other variables, namely the level of religiosity and the quality of service has no effect significantly to Andir Market trader's preferences in choosing access to micro financing conventional and Syariah.

Paper Citation

in Harvard Style

Rahmawati A., Nasim A. and Firmansyah F. (2017). Preferences Analysis of Business Executors in Choosing Access to Conventional and Syariah Micro Financing.In 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP, ISBN 978-989-758-315-5, pages 281-285. DOI: 10.5220/0007080802810285

in Bibtex Style

@conference{iciebp17,
author={Anggi Lani Rahmawati and Arim Nasim and Firmansyah Firmansyah},
title={Preferences Analysis of Business Executors in Choosing Access to Conventional and Syariah Micro Financing},
booktitle={1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,},
year={2017},
pages={281-285},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007080802810285},
isbn={978-989-758-315-5},
}

in EndNote Style

TY - CONF

JO - 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,
TI - Preferences Analysis of Business Executors in Choosing Access to Conventional and Syariah Micro Financing
SN - 978-989-758-315-5
AU - Rahmawati A.
AU - Nasim A.
AU - Firmansyah F.
PY - 2017
SP - 281
EP - 285
DO - 10.5220/0007080802810285